Locked Out of the Market: Poor Access to Home Loans for Californians of Color

Greenlining and the Urban Strategies Council analyzed 2013 federal home mortgage data for California, with an in-depth focus on the cities of Fresno, Long Beach and Oakland . The analysis revealed a shockingly low level of lending to African American and Hispanic/Latino borrowers, both statewide and in the three cities, with Oakland having by far the lowest rates of mortgage applications and loan originations.